The Junior ISA is a new way for parents to save money for their children that was introduced by the government last autumn. The new tax-free children’s savings account is a replacement for the Child Trust Fund (CTF), which was scrapped at the beginning of 2011. Before you start thinking about which Junior ISA you [...]
Selecting the Right Type of IRA for You
by dankeller on 01. May, 2012 in 401k
If you are considering opening an individual retirement account (IRA), give yourself a pat on the back! I’d like to be the first to commend you for putting some serious thought into your financial future, and taking action now. I know that it’s a difficult time to save with our country being in the midst [...]
An Introduction to Forex
by dankeller on 29. Apr, 2012 in 401k, Forex Investing
The Forex market has a daily turnover rate in the trillions of dollars. That makes it the largest and most liquid financial market in the world. Governments, financial institutions, and individuals all buy and sell currencies in the Forex market. International trade couldn’t flow as easily as it does without a vibrant Forex market. Logistics [...]
Risks And Benefits Of Pension Release
by dankeller on 26. Apr, 2012 in 401k
Choosing to take money from your pension before your actual retirement age is something that most people only think about if they are out of other options. It is in a situation like this that many people consider the idea of pension release, which allows you to withdraw money that was originally supposed to fund [...]
Investing in Stock While Remaining Socially Conscious
by dankeller on 19. Apr, 2012 in 401k
These days, it seems that being politically correct is everything. But, is it “PC” to want to make money? And at what expense? The Occupy Wall Street movement has many people asking those very questions. If you want to invest in the stock market but are having a hard time aligning such a choice with [...]
3 Ways to Run an Investment
by dankeller on 01. Apr, 2011 in 401k
There are various opportunities in the field of investments, but not all of them can be attainable as goals. While there are literally 1001 opportunities, there are as well three types of investments. These styles are in fact dependant on the degree of risk you are willing to reach and the financial goals that you [...]
Are your Annuities SAFE? The truth about annunities
by dankeller on 21. Oct, 2010 in 401k
Are your Annuities SAFE? The truth about annunities and other insurance products.. If you own an annuity you have to be wondering is it SAFE. With the government takeover of insurance giant, AIG, what you should be wondering is the insurance I own safe money or risk money. For 100′s of years, insurance investments ( [...]
Need a Stock Broker? Think Again
by dankeller on 21. Oct, 2010 in 401k
So you need a stock broker, what for. There is no doubt that even in today’s complicated investment arena, having a “Stock Broker”, “Investment Advisor”, “Financial Consultant”, or what ever brokerage firms call their salesmen today, is no guarantee of successful investing. In fact, most likely if you take the time to do your own [...]
ARE STOCK BROKERS AND INVESTMENT ADVISORS IRRELEVANT IN TODAYS MARKETS?
by dankeller on 21. Oct, 2010 in 401k
ARE STOCK BROKERS AND INVESTMENT ADVISORS IRRELEVANT IN TODAYS MARKETS? For some time now I’ve wondered: is the concept of the stock broker or investment advisor (or whatever they call themselves today) relevant any longer? The concept of a broker/advisor was that this individual would help you navigate the minefield called investing. This individual, WITH [...]
What is Funeral Insurance or Final Expense Insurance
by dankeller on 21. Oct, 2010 in 401k
What is Funeral Insurance or Final Expense Insurance Final expense insurance or Funeral insurance is not a pleasant topic but is one some people may want to consider as they get older. One may begin to consider funeral expenses at age 65 or 75—depending upon his health. If you want to plan ahead, shop around. [...]
