InvestU

Understanding Fixed Income Securities: Expectations I’ve come to the conclusion that the Stock Market is an easier medium for investors to understand (i.e., to form behavioral expectations about) than the Fixed Income Market. As unlikely as this sounds, experience proves it, irrefutably. Few investors grow to love volatility as I do, but most expect it [...]

Wealthy Investors Need To Explore Other Wealth Protection Vehicles – You have spent years taking risks and obtaining wealth, and now at age 50 or older you are looking for ways to maintain your wealth, and earn a good return without incurring any major losses. The traditional ways of doing this have been with a [...]

 What is Day Trading and How Can I Profit From Trading Stocks. Day trading is the buying  and selling of  stocks or other financial instruments for ones own account. Usually this is done quickly and often and for small amounts of profits (or losses) and is not a long term bet on a stock or [...]

   Auction-Rate Preferred Shares Explained Auction-Rate Preferred Shares are short term securities associated with an underlying exchange-traded closed-end fund, and are offered to investors in conjunction with a closed end fund leveraging its assets. These funds are in no way guaranteed by any agency of the US Government. The purpose to the investor is to [...]

  How to STOP Taxing Social Security Income! Saving Taxes If taxable interest accounts were transferred into an Annuity, it might have deferred enough interest so that combined income would have been below the threshold amount.     1/2 Of Social Security  $5,700 Pension 19,200 Taxable interest 14,400 Total Combined Income $39,300 Exclude Annuity Interest [...]

Have you ever wondered? “How will your children spend their inheritance?” The thought has had to cross your mind before today. In a minute or so we will get to the startling truth about what people do with their inheritance. If you think hard, you really do have a good idea what your children would [...]

Steps to Buying a Medigap Policy Most people in the Original Medicare Plan have some type of additional coverage to pay for care that Medicare doesn’t fully cover. Buying a Medicare Supplemental (Medigap) Insurance policy is one way to cover Medicare’s gaps. However, before you decide to buy a Medigap policy, you might want to [...]

   “Look Out for 401K Costs” When it comes to your 401(k), you probably don’t think about fees. After all, your employer foots the bill, right? Wrong. Employees typically paid mutual-fund expenses, but now more are shouldering administrative expenses, which employers used to pay. “Fees for 401(k) plans run anywhere from 10 basis points (0.01 [...]